Albuquerque Uber & Lyft Accident Lawyer
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Uber and Lyft accidents are complicated because there are typically multiple insurance companies involved. This can include the insurer of the other driver and the rideshare company’s insurers. Unfortunately, this makes it difficult to determine exactly who is responsible for covering losses.
Our Albuquerque rideshare accident lawyers at Olson Personal Injury Lawyers understand these claims and cut through the complexity. We know the law, and we fight to get you the justice you deserve.
Our mission is Protecting The West, one case at a time. We offer a Zero Fee Guarantee and are here for you when you need a lawyer after a rideshare accident. Contact us online or give us a call at (505) 391-8978 to learn more about how we can help.
Table of Contents
- Why Choose Olson Personal Injury Lawyers for Your Albuquerque Rideshare Accident
- What Our Clients Say About Working With Our Team
- How Can Our Albuquerque Rideshare Accident Lawyers Help You?
- Understanding Uber & Lyft Insurance Coverage in New Mexico
- Who Can Be Held Liable After a Rideshare Accident in Albuquerque?
- New Mexico’s Comparative Fault Law and Your Rideshare Claim
- What Compensation Are You Entitled to After a Rideshare Accident?
- What to Do After a Rideshare Accident in Albuquerque
- Frequently Asked Questions About Rideshare Accidents in Albuquerque
- Contact an Albuquerque Uber & Lyft Accident Lawyer Today
Why Choose Olson Personal Injury Lawyers for Your Albuquerque Rideshare Accident
When you need a car accident lawyer, our car accident case results and history of successes demonstrate that Olson Personal Injury Lawyers is the place to turn. Our firm’s attorneys:
- Know New Mexico injury laws and are familiar with the nuances of the local courts
- Understand New Mexico insurers, and they know we fight for our clients
- Have a 99.6% success rate in past accident claims
- Have over 450 five-star reviews
Rideshare accident cases require attorneys who know how to thoroughly investigate a case. Because there are so many insurers involved, you need an experienced legal team who can hold negligent parties accountable. Our team has proved time and again that we have the knowledge and skills to help clients pursue successful claims.
What Our Clients Say About Working With Our Team
Discover the Benefits Of Working With the Experienced Team at Olson Personal Injury Lawyers
How Can Our Albuquerque Rideshare Accident Lawyers Help You?
Our firm is prepared to build a strong case and help you get the compensation you deserve. We will:
- Conduct an investigation by gathering evidence from the crash scene, witness testimonies, and more
- Preserve evidence by requesting it from the rideshare company, including rideshare app data, GPS logs, and dashcam footage
- Identify all potentially liable parties, including the driver, Uber or Lyft, and others on the road
- Investigate insurance policy limits and identify applicable coverage
- Negotiate with multiple insurers to try to reach a settlement
- Prepare your case for litigation if necessary
Whether you were involved in an Uber accident in New Mexico or have a Lyft accident claim in Albuquerque, we work from the very beginning to investigate your case, deal with the insurance companies so you don’t have to, and, if necessary, file a personal injury lawsuit on your behalf. We want you to be able to focus on your recovery while we build your case and pursue your claims.
Understanding Uber & Lyft Insurance Coverage in New Mexico
Uber and Lyft provide insurance coverage, but only if the driver is actively working for the app at the time. Often, their insurers will try to deny liability, claiming the driver was offline and therefore off duty. We push back against these denial tactics that can limit liability.
Our attorneys will seek out and obtain rideshare app data, rideshare receipts, and GPS records. This evidence can refute offline denial tactics by showing the driver was working at the time. Because insurance coverage varies depending on what the driver was doing, this evidence is important.
Option One: Driver Is Offline (App Off)
When an Uber or Lyft driver is off duty, the rideshare insurance companies do not provide any coverage. If a rideshare driver is off duty, the crash is treated like a standard car accident with the at-fault driver’s insurer covering losses.
Option Two: Driver Is Online, Waiting for a Ride Request
Uber and Lyft provide limited supplemental liability coverage when a driver is online and waiting for a ride request. This is secondary to the driver’s personal policy, and there are lower limits than if the driver were with a passenger or en route to pick one up.
In these situations, Uber provides $50,000 per person and $100,000 per accident for injuries, as well as $25,000 in property damage per accident. Lyft also provides $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 per accident for property damage.
Option Three: Ride Accepted or Passenger in Vehicle
Both Uber and Lyft provide the most insurance coverage in these situations. Both companies provide up to $1 million per accident in liability coverage for bodily injury and property damage.
Who Can Be Held Liable After a Rideshare Accident in Albuquerque?
Multiple parties could potentially be liable after a rideshare accident, including:
- The Uber or Lyft driver: The driver’s insurer should pay if the driver was negligent and caused a crash. The driver is responsible for injuries to passengers and other motorists.
- Uber and Lyft: Uber and Lyft maintain coverage that applies if the driver was actively working. The company could also be liable if its negligence caused the accident. For example, if a defect in the app caused the crash, the company could be liable for negligence.
- A third-party driver: Another driver might hit your Uber or Lyft vehicle while you are a passenger. In this situation, the other driver’s coverage, and Uber and Lyft’s uninsured or underinsured motorist coverage could apply.
- A vehicle manufacturer: If there was something wrong with the vehicle itself, the manufacturer could be to blame.
Even if the person who hit you was not your driver, you may still have an injury claim. Our Albuquerque rideshare attorneys will help you identify all defendants who might be liable for your losses.
New Mexico's Comparative Fault Law and Your Rideshare Claim
Under New Mexico’s pure comparative fault rule, you can recover compensation even if you are partly at fault for the accident. This is true even if you bear the majority of the blame. Your compensation is reduced based on your percentage of fault, but even if Uber and Lyft argue you are partly at fault, this does not eliminate their liability.
What Compensation Are You Entitled to After a Rideshare Accident?
Rideshare accident victims may experience large medical bills and substantial financial loss. You can recover economic damages, including compensation for past, present, and future medical bills, lost wages, and lost earning power. You can also recover compensation for non-financial damages, including pain and suffering, emotional distress, and money to compensate you for your reduced quality of life.
Sometimes, accidents are fatal and tragically result in the loss of life. If your loved one was killed in an accident, you can pursue a wrongful death claim to recover compensation for a lifetime of lost wages, funeral expenses, and lost companionship.
What to Do After a Rideshare Accident in Albuquerque
It can be difficult to know what to do after you get in a crash, but the steps you take immediately following an accident can significantly improve your chances of recovering compensation. After a rideshare accident:
- Report the crash to the Albuquerque police department or call 911 in an emergency
- Use Uber or Lyft’s in-accident reporting to report the accident
- Gather information from the crash scene, including witness contact details and photos
- Get medical help immediately and make sure your injuries are documented
- Avoid talking to the insurance company, as insurers often try to use your own statements against you to deny your claim
- Contact an experienced Albuquerque rideshare accident lawyer to begin building your claim
It is important to speak with a rideshare injury lawyer as soon as possible. At Olson Personal Injury Lawyers, our attorneys will help with each of these steps, including gathering evidence and speaking with the insurer for you, so you can focus on recovery.
Frequently Asked Questions About Rideshare Accidents in Albuquerque
Who Pays for My Injuries if I Was a Passenger in an Uber or Lyft?
Uber or Lyft maintains insurance coverage that pays for your accident if you were a passenger and your rideshare driver was to blame. Others could also be responsible, including the other driver who contributed to the crash, or the vehicle manufacturer if the car was defective.
Can I Still Recover Compensation if the Rideshare Driver Was Offline When the Crash Happened?
If the rideshare driver was not online when your accident happened, you would need to recover compensation from the driver directly. The accident is treated like any other auto accident claim.
What if the Uber or Lyft Driver Was Not at Fault and Another Driver Hit Us?
If you were in a rideshare vehicle and another driver hit you, that driver would cover your losses. Uber and Lyft maintain uninsured motorist coverage that will pay if the other driver is uninsured.
How Long Do I Have To File a Rideshare Accident Claim in New Mexico?
According to N.M. Stat. § 37-1-8, New Mexico’s statute of limitations, you have three years to file a rideshare accident claim in New Mexico.
How Long Does a Rideshare Accident Case Take?
The time it takes for a rideshare accident claim to resolve varies. Your timeline will depend on whether the insurer accepts fault and whether your case settles out of court or goes to trial. Depending on the facts and circumstances of your case, it could take anywhere from several months to several years.
Contact an Albuquerque Uber & Lyft Accident Lawyer Today
Olson Personal Injury Lawyers is here if you need an Albuquerque rideshare accident lawyer. We are Protecting The West, one case at a time. Contact us online or give us a call at (505) 391-8978 to connect with an Albuquerque personal injury lawyer to learn more about how we can help with your rideshare accident claim.
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