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The ridesharing companies Uber and Lyft have drastically changed transportation in Golden and throughout Colorado. Within the last decade, many people in Colorado have come to rely on ridesharing companies as part of their everyday commute.
When Uber and Lyft drivers are involved in an accident, it adds a great deal of legal complexity to the case. If you suffered injuries in an accident involving Uber or Lyft, consider speaking with a car accident attorney in Golden to help you understand your legal options for seeking compensation for your injuries.
At Olson Personal Injury Lawyers, we understand the nuances involved with filing a claim against a rideshare company. Contact us to set up a free case review with a Golden Uber and Lyft accident attorney.
Table of Contents
- Demanding Compensation After a Lyft or Uber Accident
- How Does an Insurance Claim Work in Rideshare Accidents?
- What to Do If You’ve Been Hurt in an Uber or Lyft Accident
- How a Golden Uber and Lyft Accident Attorney Can Help You
- How Long Do You Have to File a Rideshare Accident Lawsuit in Colorado?
- Get Help from a Golden Uber & Lyft Crash Lawyer
Demanding Compensation After a Lyft or Uber Accident
After a rideshare accident, it may be unclear who is responsible. In a typical car accident, the at-fault driver would be liable for the victim’s injuries, and their insurance company would be required to pay. In some cases, when a driver is on the job at the time of the accident, their employer may also be held liable for the injuries they cause.
Uber and Lyft accidents are unique because, while the drivers are “working for” Uber and Lyft, they are typically classified as independent contractors, which means the rideshare company will often try to deny that they are liable for the accident. Our Golden Uber and Lyft accident attorneys understand that this process seems daunting, which is why we are willing to take on these big companies and hold them responsible for the negligent acts of their drivers.
How Does an Insurance Claim Work in Rideshare Accidents?
Uber provides insurance for its drivers. Whether Uber’s insurance policy covers the accident depends on what stage of the ride the driver is in. Lyft’s policy is nearly identical. Insurance claims work in different ways depending on the facts and circumstances of the rideshare accident.
- If the rideshare driver has a passenger or is on the way to pick up a passenger – During a trip and while the driver is en route to pick up a passenger, Uber’s accident policy applies. This coverage includes standard uninsured/underinsured coverage for motorist bodily injury, as well as $1 million coverage for third-party liability and other coverage such as collision coverage.
- If the rideshare driver has the app on and is waiting for a ride request – Uber also maintains an insurance policy for when drivers are logged in to the app and waiting for a request. This insurance policy only covers third-party liability up to $50,000 if the driver’s personal insurance policy does not apply. The policy also covers bodily injury and property damage for the driver.
- If the driver does not have the app on – When the driver does not have the app turned on, Uber’s insurance does not apply. The driver’s personal insurance will control.
What to Do If You’ve Been Hurt in an Uber or Lyft Accident
Being involved in an accident with a rideshare driver can be a confusing and stressful experience. However, taking the right steps immediately following the accident can help protect your legal rights and strengthen your case. If you’ve been hurt in an Uber or Lyft accident in Golden, follow these steps:
- Seek medical attention right away – Your health is the top priority. Even if your injuries don’t seem severe, see a doctor as soon as possible. Some injuries may not be immediately apparent, and a medical professional will document any injuries, which will be crucial for your claim.
- Call the police to the scene – An official police report will serve as a critical piece of evidence. The officer will document the accident details and identify any parties at fault.
Report the accident to the rideshare company – Both Uber and Lyft have specific protocols for reporting accidents. Notify them of the accident through the app as soon as you can. Keep a record of your communication with the rideshare company. - Record your recollection of the accident – Write down everything you remember about the crash while it’s fresh in your mind. This can include details about how the accident occurred, the driver’s behavior, road conditions, and any other relevant factors.
- Gather witness information – If there were any bystanders who saw the accident, get their contact information. Witness statements can provide crucial support for your case.
- Get help from a lawyer – The legal process after a rideshare accident can be complex. An experienced attorney can help you navigate insurance claims, investigate the circumstances of the crash, and ensure you receive the compensation you deserve.
At Olson Personal Injury Lawyers, we’re here to help you every step of the way. If you’ve been injured in an Uber or Lyft accident in Golden, reach out for a free consultation. Our team will work to secure the justice and compensation you need to recover from your injuries.
How a Golden Uber and Lyft Accident Attorney Can Help You
When a victim is seeking compensation from a large company and negotiating with the insurers, it is easy to be taken advantage of. Insurance companies often use manipulative tactics. Rideshare companies and insurers have teams of lawyers looking to minimize their liability to accident victims. That is why it is usually in a victim’s best interest to have an experienced attorney by their side.
- Fight for you while you focus on recovering – Accident victims are often recovering from severe physical and psychological trauma. The attorneys at believe that victims should not have to deal with the stress of the legal process on top of their injuries. That is why we take care of our client’s cases from start to finish while maintaining regular communication to provide peace of mind.
- Negotiating with insurers – With medical bills and life expenses piling up, it is understandable why a company’s offer of a lump sum of cash might be enticing. However, this often causes victims to undervalue their claim and settle for much less than their claim is worth. A Golden rideshare attorney can help you understand how much you may be entitled to and stand up to the insurers to fight for what you deserve.
- Investigation and discovery – Attorneys know what evidence to look for and how to get it, which is critical to supporting your claim. Attorneys may investigate the accident scene, look into the driver who caused the accident, interview witnesses, review documents and records, and ultimately use this evidence to create a strong case for their clients.
- Support and guidance – We take pride in providing effective legal advice and guiding our clients through the entire process. In addition to handling the paperwork and going to court on your behalf, we are committed to getting to know our clients as individuals and being available to listen and understand their needs.
Having an experienced Uber and Lyft accident attorney in Golden ensures that your rights are protected and that you receive fair compensation. At Olson Personal Injury Lawyers, we handle every aspect of your case, from negotiations to gathering crucial evidence so that you can focus on your recovery. Let us fight for the justice and financial support you deserve.
A serious injury can impact your health, work, and future. We’re here to hold the responsible party accountable and get you the compensation you deserve.
How Long Do You Have to File a Rideshare Accident Lawsuit in Colorado?
In Colorado, a victim has three years to file a lawsuit for a motor vehicle accident. This statute of limitations period begins running on the day of the collision. If you miss that statutory deadline, you will no longer be able to file a lawsuit against the responsible party. This means you will not be able to seek compensation from the at-fault driver or insurance company. An experienced Colorado ridesharing accident attorney can help ensure that you file your claim on time to preserve your chance to recover damages.
Get Help from a Golden Uber & Lyft Crash Lawyer
Olson Personal Injury Lawyers fights for accident victims every day. Although bringing a claim against Uber and Lyft drivers can be more complex than a standard motor vehicle collision case, we have the knowledge and experience necessary to take on these big technology companies and stand up for you.
Contact our Golden personal injury law firm to tell us more about your case. The consultation is free, confidential, and without further obligation.
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