A car accident can suddenly and permanently change a person’s life. Debilitating injuries from a crash can take months, or even years, to recover from if a full recovery is possible. These injuries don’t just greatly affect the quality of life for the individual, their treatment also comes with an immense cost.
If you or a family member has been seriously hurt in a crash that was caused by someone else’s negligence, you should know that you have a right to demand compensation for your current and future losses. At the Olson Law Firm, LLC, our Denver car accident lawyer has the experience and the resources to fight for maximum compensation for you. Our firm has earned a reputation across Colorado for providing an unwavering customer experience and outstanding results.
Please reach out today to speak directly with firm founder Sean Olson about your case. Sean is ready to listen to your story, answer your questions, and help you pursue the money you need to move forward with your life after a tragic crash. Contact us now to set up your free consultation.
Motor vehicle injury crashes, injuries and serious in colorado, 2009-2017
Source: Crash Reports, DOR
Top contributing factors associated with the cause of motor vehicle crashes by crash type, Colorado 2017
Source: Crash reports, Colorado Department of RevenueDistracted = passenger, cell phone, radio, food, object, animal, etc.
5 Ways How Our Denver Car Accident Lawyer Can Help You
After a serious car crash, victims and their families are often just trying to cope with their injuries and make ends meet. Simply getting through the day is sometimes a struggle, never mind battling with insurance companies and looking for evidence to support a claim. This is why so many seek the help of an experienced car accident lawyer in Denver.
There are a number of ways Sean Olson and his trusted legal team can help you, including:
Taking over all communication with the insurance companies and the at-fault party on your behalf
Collecting extensive documentation to support your Denver personal injury claim, including consulting with experts and specialists about how your injuries will affect you in the future
Identifying all possible sources of compensation
Building a strong case according to Colorado accident laws
Aggressively negotiating for a maximum car accident settlement or arguing your case before a jury, if that is what is necessary to fight for your best interests
If you are ready to speak with a knowledgeable and compassionate Denver car accident attorney, please contact Sean Olson today. He will give you and your case the attention you deserve.
Time Limit for Filing a Car Accident Lawsuit in Denver
After a collision, victims have a limited amount of time to file a car accident lawsuit. This is known as the statute of limitations. Most personal injury cases in Colorado have a time limit of two years. However, car accident cases are a bit different from other types of injury claims as they have a statute of limitations of three years from the date of the accident.
Colorado also has several exceptions to the statute of limitations on car accident lawsuits. For example, if the accident involved a city bus, the timeframe is much shorter to file a claim.
The statute of limitations, in any case, is a very important deadline. If you file your claim once the legally allowed amount of time has passed, the courts will likely throw out your case. These time limits can also be confusing to those who are not very familiar with Colorado law, so you should speak to a Denver car accident lawyer as soon as possible to avoid missing any important deadlines.
A Denver Car Accident Lawyer Can Help You With These Types of Damages:
When you file a personal injury claim, you are asking either the insurance company or the at-fault party to provide you with compensation. This compensation is known as compensatory damages or actual damages. These damages are meant to reimburse you for any financial expense or any other loss you suffered due to the accident. In Colorado, these types of damages are broken down into economic and non-economic damages.
Economic damages are those that have an actual monetary value. Types of economic damages include:
Medical bills and anticipated future expenses
Costs for repairing or replacing your vehicle
Accommodations required to make your home accessible, such as the installation of wheelchair ramps
Loss of future earning capacity, if you’re left unable to return to the same type of work
Due to the fact that economic damages rely heavily on the costs you’ve incurred or will incur, it’s important to file a claim only once you understand the full extent of your injuries.
Non-economic damages refer to losses you have suffered but don’t have an actual dollar value. The courts recognize that you still deserve compensation for these losses, which include:
Pain and suffering
Loss of enjoyment of life
Due to the fact that these losses are more difficult to calculate, many factors are taken into consideration when estimating the cost of these damages. These include the job you held before the accident, your lifestyle, and any pre-existing injuries or disfigurements.
In cases when a motorist has been extremely reckless or shown gross negligence, the courts may also award punitive damages. These are not to compensate you for your losses, but rather, they are meant to punish the defendant and deter them from similar behavior in the future. Punitive damages may be appropriate in car accident cases that involve excessive speeding, drunk driving, and intentionally driving an unsafe vehicle.
Call Our Lawyers If You’ve Been Hurt in a Car Accident
Immediately following a car crash, there are several important steps to take to protect any future claim you may file. These include:
Report the accident to law enforcement: This is law in Denver if the accident resulted in property damage, injury, or death. After arriving on the scene, the police officer may or may not write a report. If you are injured or think you might file a claim in the future, you can ask that they do file a report. This can help support your claim for compensation.
Exchange information with the other driver: You must get certain information from the other driver, including the driver’s license number, license plate number, insurance information, and contact information. It’s hard to track down the at-fault driver if you don’t have this information.
Ask witnesses for their contact information: The testimony of witnesses who saw the wreck is often a great help in auto accident claims. Make sure you get their names, phone numbers, and a brief statement of what they saw.
Seek medical attention: You should see a doctor after a collision even if you don’t think you were badly injured. A doctor will perform a full exam and will know to look for certain symptoms and signs of injury. If you know you’re injured, explain the full extent of your injuries as best you can. The doctor will include this in the medical report, which can also help substantiate a claim.
Do not speak to the other party’s insurance company: When someone else was at fault for the accident, their insurance company will contact you right away. They may offer a low-ball settlement before you know the full extent of your injuries, or they may try to get you to accept the blame for the accident so they don’t have to pay out as much. Do not speak to the other side’s insurance company before you have hired an experienced car accident attorney in Denver who can ensure your rights are protected.
Contact an attorney: Although an auto accident attorney can take on a case at almost any point, it’s best for you to have skilled representation from the very beginning. Sean Olson and his respected legal team will fully investigate the facts of your case, craft a strong claim for maximum compensation, and take the burden off you and your family.
Keep a journal: Your personal injury case could take a long time to settle or have a judgment made on it in court. In the meantime, keep a journal outlining your injuries, how they are responding to treatment, your experiences, and how your life has been impacted by the accident. This will also help build your case.
Follow through with all recommended medical treatments: This will help ensure you achieve maximum medical improvement, while also showing the insurance company that you are taking your injuries and your case seriously.
Please do not hesitate to contact the Olson Law Firm, LLC if you have been hurt in a motor vehicle accident caused by a truck, motorcycle, cyclist, or pedestrian and need legal help. A consultation is free, and you do not pay us anything unless we win money for you.
Common Car Accident Injuries a Denver Car Accident Lawyer Can Help With
A person can suffer a number of injuries during a car crash depending on where their vehicle was hit and other circumstances surrounding the accident. Some of the most common injuries include:
Whiplash: This is when the neck is thrust forward and then backward very quickly. It’s very painful and can take some time to heal.
Deep lacerations: Loose items in the car and cracked or broken windows can all cause deep cuts and scrapes in the event of an accident. These may sound minor, but they pose a risk of infection and other complications.
Traumatic brain injuries: During an accident, your head can hit the steering wheel, dashboard, windshield, and a number of other things. Concussions and other traumatic brain injuries should always be treated seriously.
Broken ribs: Ribs are extremely fragile. Even a small impact can cause one to break. After suffering a broken rib, accident victims must rest for a very long time. This injury can also lead to further complications, such as a punctured lung.
Multiple broken bones: Also known as serious orthopedic injuries, it’s common for accident victims to suffer multiple broken bones that require several surgeries to fix.
Internal bleeding: This is one injury that is sometimes difficult to spot, but a doctor will know what to look for. These injuries are extremely serious and can be fatal.
Herniated disc: Discs in the spine can easily slip out of place during a car crash. These injuries are not only extremely painful, but they also take a long time to recover from.
Knee injuries: Knees are particularly vulnerable in a car crash. They can strike the steering wheel or dashboard with great impact, shattering bones and damaging joints and nerves. These injuries cause difficulty in walking and may require accident victims to use crutches or braces.
Post-traumatic stress disorder: Car accidents are traumatic, particularly when they result in serious injuries. It’s natural for accident victims to suffer mentally and emotionally after a crash. Some people don’t drive for years after an accident out of fear of another crash, while some never get behind the wheel again.
These are unfortunately just a few of the injuries suffered by accident victims after a car crash. They are all painful, typically have long recovery periods, and are extremely costly to treat.
Common Causes of Denver Car Accidents
Just as there are many potential injuries that result from car accidents, there are also many common causes. Some of the common causes of crashes our team investigates include:
Although texting and driving are illegal in Colorado, drivers are still becoming distracted by their phones. Things like applying makeup, eating, and constantly using music apps or GPS are all also examples of distracted driving.
Running red lights:
Another dangerous behavior that no motorist should engage in is when a driver runs a red light, there’s a very good chance that someone is going to be injured.
Even with all the awareness today surrounding the dangers of impaired driving, it’s another dangerous behavior that too many motorists engage in.
One of the best ways to stay safe on the roads is to allow plenty of room between your vehicle and the one in front of you. When drivers don’t do this, it’s known as tailgating and can result in a serious crash.
Speeding doesn’t just cause car accidents. It also contributes to the severe extent of injuries seen after them. The greater the speed, the greater the impact on other vehicles and accident victims.
These behaviors are considered negligence, and they put the lives of other drivers in danger. As such, if you are hurt in an accident due to one of these reasons (or another not listed here), you should talk to us about your right to file a claim for compensation.
Moving quickly in and out of lanes, speeding excessively, and cutting other motorists off are just a few examples of reckless driving. It’s an extremely dangerous behavior that puts lives at risk.
Talk to a Denver Car Accident Attorney Now!
Car accidents are one of the most common types of personal injury claims filed every year. However, they are also some of the most complex. If you’ve been injured, you can trust Denver car accident lawyer Sean Olson to put his knowledge and skills to work for you.
Our Denver car accident law firm fights to protect the rights of crash victims, including taking your case to trial if that’s what is necessary. Contact us today for your free case review, and learn how Sean can make a difference for you.
Motor vehicle accidents are the leading cause of unintentional injuries in Colorado. According to the Colorado Department of Transportation (CODOT), there were 120,723 collisions in 2015 in Colorado. While some crashes are minor, sadly, there are also many very serious accidents in our state.
If the carelessness or recklessness of another party caused your accident, you could have a valid claim for compensation. In the vast majority of cases, Colorado car accident claims settle before the start of formal litigation.
This raises an important question: How much is a car accident settlement actually worth? Many victims want to know more about this issue before they begin to pursue their legal claim. Though it can be a little frustrating, the reality is that there is no simple answer to this question.
A Note from Sean
You Must Consider Many Different Factors
Many different factors determine the value of your car accident settlement. Colorado auto accident claims fall under the comparative negligence statute (C.R.S. § 13-21-111). The law allows injured victims the ability to hold the at-fault party (most often another driver) liable for their damages. When assessing the potential value of your settlement, a Colorado car accident attorney will need to review:
The severity of your injuries;
The total value of the damages you sustained;
The culpability of the defendant(s); and
Whether or not the defendant has auto insurance or the ability to pay out a settlement.
To make matters even more complicated, certain types of damages are difficult to value. It’s easy to put a dollar figure on a hospital bill, but their are other things to consider. It is always difficult to figure out the fair value intangible damages such as pain and suffering or emotional distress. These damages must still be properly accounted for in your settlement offer.
The bottom line: You should not think about what constitutes an ‘average’ settlement. Instead, you should focus on getting proper medical treatment and documenting specific damages. You deserve a settlement offer that includes compensation for the full value of your losses, both economic and intangible.
Maximize Your Financial Recovery: Get Help From a Denver Car Accident Attorney
Unfortunately, insurance companies are not interested in paying injured victims the compensation that they deserve. Insurers fight aggressively to settle personal injury claims for the lowest amount possible. To protect your right you should hire a qualified attorney to represent your interests.
The Olson Law Firm, LLC is an advocate for injured victims. If a car accident that occurred due to someone else’s negligence left you with serious injuries, we can help you get the full compensation you deserve. Please do not hesitate to contact our law firm today for a free, no obligation initial consultation.
Exploring Fault in Colorado Car Accidents
Car crashes remain the leading cause of accidental injuries in the United States.
In Colorado, car accidents are a very serious issue.
According to data cited by American Property Casualty Insurers (APCI), fatal car accidents in our state have risen to the highest level in more than a decade.
After a traffic collision, you will have many questions.
One of the most important is: Who is at fault for the crash?
Under Colorado state law, the at-fault party is the one who caused the accident through unsafe actions or inactions.
A Message from Sean On Fault in Car Crashes:
Colorado is an ‘At Fault’ Auto Insurance State
In a Colorado car accident claim, fault matters. Like the majority of jurisdictions in the United States, Colorado is an ‘at fault’ auto insurance state. This means that injured victims can hold opposing parties legally liable for their damages only if they can prove that the defendant is actually to blame for the crash. If you cannot establish fault, or if you get unfairly blamed for your own wreck, it could take a lot of money out of your settlement offer.
Negligence Determines Fault
Under Colorado law (C.R.S. § 13-21-111), negligence determines who is at fault. In legal parlance, negligence means the failure to take adequate care in a particular situation. All drivers have a responsibility to operate their cars in a reasonably safe manner. This includes following all relevant rules of the road.
When a driver violates one of the rules of the road or otherwise operates their vehicle in an unsafe manner, they are responsible for any damages that occur as a result of their negligent conduct. In car accident claims, negligence can come in many different forms. Some of the most typical examples include:
Speeding or driving too fast for the weather;
Following another car too closely;
Running red lights or stop signs;
Failure to yield or failure to merge safely;
Unsafe lane changes or other forms of reckless driving;
Distracted driving, including texting and other cell phone use; and
Intoxicated driving, including drunk driving and drugged driving.
To establish negligence, a car accident victim must be able to establish that another party engaged in unsafe conduct and that their unsafe behavior actually contributed to the accident in question. This is not always an easy task. As such, injured victims need to be ready to seek legal representation.
Questions About Fault? Call a Denver Car Accident Lawyer
If you are suffering from a major car crash, and there is a dispute over who is at fault for the crash, it is imperative that you consult with an experienced Denver auto accident lawyer immediately. Your ability to recover full and fair compensation for your damages relies on establishing fault. You should not have to pay for the negligent action of another driver.
At Olson Law Firm, LLC, our legal team has deep experience handling complex car accident claims. We know how to investigate accidents, review evidence, and build strong legal cases. We have helped many injured victims get full financial compensation for their losses. If you are suffering from a car accident in Colorado, give our law firm a call. We would be happy to take some time to review your claim and explain your legal options to you.
After being in a car accident, your mind is already racing with the multiple steps that need to be taken. One of the last thoughts on your mind is that the negligent driver is not insured. Now what?
Where Can I Receive Compensation if the At-Fault Driver is Uninsured?
The first step is determining what aid you can get from your insurance company.
Types of insurance plans that will aid in receiving compensation for your damages are:
Uninsured or underinsurance motorist coverage
Sean Olson Explains the Insurance Types Here:
Contact Our Car Accident Lawyers Today To Fight For Your Claim!
Although the State has a minimum liability insurance law, it is not uncommon for motorists to be uninsured. Dealing with these insurance cases alone can be overwhelming. This is when our experienced car accident lawyer will step in to take the weight off your shoulders. This is especially needed so that you may begin to heal from related injuries. We will start by investigating the incident, filing the insurance on your behalf, advising you through the process and, if needed, going to claims court for you!
At Olson Law Firm, LLC, our legal team has deep experience handling complex car accident claims. We know how to investigate accidents, review evidence, and build strong legal cases. We have helped many injured victims get full financial compensation for their losses. If you are suffering from a car accident in Colorado, reach out today. We would be happy to take some time to review your claim and explain your legal options to you.
In the state of Colorado, leaving the scene of a car accident is illegal. Even worse, when you are the victim, it can be confusing and difficult when you see the other party leave the scene, especially if there are other injured parties and property damages. Fortunately, there are ways to get help.
Car accidents can happen when one least expects them, and in the event of a hit and run, it can leave victims scrambling to figure out the best response. At the Olson Law Firm, our Denver car accident lawyers have the experience and the resources to fight for maximum compensation for you. Our firm has earned a reputation across Denver for providing an unwavering customer experience and outstanding results.
You have legal rights if the other party leaves the scene of an accident. At Olson Law Firm, our car accident lawyers have decades of combined experience fighting and finding justice to get you the compensation you need to recover. Give us a call at (303) 586-7297 or contact us online today for a free, no-obligation consultation over the phone or in-person at our local office.
Reasons Why an At-Fault Driver May Leave
Hit-and-runs are terrible and make an already bad situation worse. While it may be difficult to know why someone would leave the scene of an accident — especially one that resulted in multiple injuries — there are a couple of possibilities that can explain why an at-fault driver may choose to leave:
The driver has multiple points on their license and wants to avoid additional points.
The driver has a suspended license or no valid state-issued driver’s license and does not want to face fines or more serious consequences.
The driver does not have insurance or has an expired insurance policy and will face fines.
The driver was driving under the influence of drugs and/or alcohol and will be arrested and charged with a DUI.
The driver has an active criminal warrant and fears that an accident will cause their arrest for a crime.
The driver may react solely out of fear by leaving the scene of the accident.
While highly unlikely, the driver may not be aware that they have caused an accident or one severe enough to result in injury, especially when they are driving drowsy, distracted, or under the influence of a mind-altering substance.
Leaving the Scene of a Car Accident is Against Colorado Law
When someone leaves the scene of an accident, it will trigger one of four Colorado laws, and the perpetrator could face civil liability if the victim chooses to file an injury claim against them.
If you were involved in a car accident caused by someone else’s negligence, your mind is already racing with the next steps. But when the at-fault driver leaves the scene before you can gather information, what do you do? Solving a hit-and-run accident is not easy and is not always possible. With our attorneys by your side, we will help fight for justice and get you the maximum compensation you deserve.
Being involved in a hit-and-run is scary and can leave you feeling hopeless. Let our attorneys help support you by being there with you every step of the way. You can expect our undivided attention at Olson Law Firm as we guide you and help gather information to support your case.
Olson Law Firm and Its Trusted Legal Team Can Help
Once we get started, our legal team will take over and handle the following for you:
All communication between insurance companies and the at-fault party will be handled by our team on your behalf.
The collection of extensive documentation to support your Denver personal injury claim, including consulting with expert witnesses to document how your injuries will affect you in the future.
Identifying all possible sources of compensation as permitted by law.
Building a solid case according to Colorado car accident laws.
Our team will negotiate for a maximum car accident settlement or bring your case before a judge and jury if it is necessary to fight for your best interests.
How to Navigate a Hit and Run Accident:
After an accident — especially if you sustained injuries — it can be challenging to know where to start if you need help. If you find yourself in a situation where you are in a car crash in Denver, follow these steps to help document what happened, and help us build your injury case:
Call 911 and receive medical attention if needed.
Request police to come to the scene of the accident. The police will prepare a detailed police report to determine who was likely at fault and by how much (Even if it was a hit and run, they can determine that the other party was not completely at fault depending on the accident).
Take pictures, if possible, of any property damage and your visible injuries.
Contact your insurance company and provide them with a copy of the police report.
Revisit the area to see if anyone witnessed or has video footage or pictures of the accident.
Contact Olson Law Firm and get a free consultation.
But what do you do when the at-fault driver leaves the scene before you can gather information? Unfortunately, solving a hit-and-run accident is not easy and is not always possible. Still, with our attorneys by your side, we will help fight for justice and get you the maximum compensation you deserve.
Major Car Crashes and Hit-and-Runs Happen All-Too Often in Denver
According to the Colorado Department of Transportation, the most common car crashes are rear-ended accidents, t-bone accidents, and head-on collisions. Rear-end collisions account for over 100,000 incidents since 2010, and t-bone accidents account for the most fatalities passing 1,100 deaths since 2010.
Colorado became an at-fault state in 2003, which means that someone will be at fault in every incident. The at-fault party cannot seek liability insurance coverage for damages due to their negligence if they are more than 50% accountable for the crash. This is why it is important to call the police as soon as possible and document the incident. The police reports will provide invaluable evidence to help determine who is at fault in an accident.
In Denver alone, there were 502 serious injuries reported due to a car-related accident, with over 40% of those accidents caused by speeding. Unfortunately, city-wide statistics on the prevalence of hit-and-runs are not available, but reports in the news are all-too-common, especially when cyclists or pedestrians are involved.
Typical Injuries Caused by Car Accidents
Here are some of the most likely injuries a hit-and-run victim will sustain:
Whiplash — While whiplash is an extremely common injury after a car accident, it does not necessarily present at the time of the incident. Unfortunately, whiplash symptoms can come days and even weeks after the accident occurs, including limited mobility, pain, headaches, insomnia, soreness, and loss of flexibility.
Head, Brain, and Facial Injuries — These kinds of injuries can be caused by many things, from flying glass, displaced objects inside the vehicle, and the force that thrusts you forward. While some of these injuries are minor, others can be very dangerous, like Traumatic Brain Injuries (TBIs) and concussions.
Chest Injuries — Chest Injuries can be anything from bruising, broken ribs, or damage to internal organs. This kind of injury is dangerous because it can lead to heart damage or even trigger cardiac arrest. Car accident victims should seek immediate medical attention if they feel chest pain, even if it appears weeks or months after a car accident. The following symptoms can potentially be signs of a heart attack, and it is vital to seek medical attention immediately if they occur after a car accident:
Fluid regulation changes
Back Injuries — Spinal cord injuries are some of the most dangerous injuries involved in car accidents. This kind of injury can lead to fractures, paralysis, and a load of other sorts of medical complications. Victims can find themselves battling chronic pain, herniated discs, nerve damage, paralysis and other serious and lifestyle-altering injuries.
Injuries to Extremities — The human body’s extremities consist of the arms, hands, shoulders, feet, and legs. In car accidents, victims may face broken bones, soft tissue damage, lacerations, and other life-changing injuries that limit the use and mobility of their extremities.
Burn injuries — Most vehicles use gasoline or diesel as fuel. These substances can easily ignite in a major crash. Batteries can also explode and ignite in crash forces, whether used in a gas or electric vehicle. Combined with the risk of abrasions and contact with hot metal surfaces, accident victims are at a high risk of burns.
Call a Denver Hit-and-Run Accident Lawyer If You Have Been Hurt
If you are suffering from a car crash where the at-fault driver fled, you should immediately consult an experienced Denver car accident lawyer to seek compensation for your losses. Your ability to receive full and fair compensation for your damages relies on compiling a strong case, and it would be best if you did not have to pay for the negligent action of another driver when you did not cause the accident.
When you work with the attorneys at Olson Law Firm, our skilled legal team act as your legal advocates in handling complex car accident claims. We know how to investigate accidents, review evidence, and build strong legal cases. We can even work with private investigators and accident reconstruction experts to help determine who is at-fault for your accident. As a result of our dedication, we have helped many injured victims get full financial compensation for their losses.
Hit-and-run accidents are terrifying and can be hard to navigate. Are you ready to set up your free and no-obligation consultation? Call (303) 586-7297 or contact us online today to speak to a Denver hit-and-run attorney if you were involved in a crash where the opposite party fled the scene. We would be happy to take some time to review your claim and explain your legal options to you at our local Denver office or via your preferred telecommunications method.
Car accidents can happen, no matter how careful you are, and they usually come out of nowhere. In the event of an accident, it is important to call 911 so that the police can assess the accident and complete a police report. Accident victims should call the police no matter how minor their collision may seem. Colorado Law requires it in nearly every case.
Waiting for the police may seem like an unnecessary hassle in some situations, but know that your patience will reward you with a verifiable record of your accident. A car accident report will be required if you wish to file an insurance claim for your vehicle repairs and any personal injuries. Requesting a police officer to come to the scene and create the report is the best way to capture all information objectively, improving your chances of proving negligence later on.
Being in a car accident can be confusing and frightening, but we are here to help. At the Olson Law Firm, our Denver car accident lawyers have decades of combined experience fighting and finding justice to get you the compensation you deserve. Call us at (303) 586-7297 or contact us online today for a free, no-obligation consultation over the phone or in person at our local Denver office.
How the Police Will Aide Your Case
Parties to the accident must take care to exchange insurance information, obtain the full name of all drivers, and provide a witness statement to police officers responding to the scene. It is also in their interests to document the accident with pictures and their own recorded statements from witnesses.
In the State of Colorado, regardless of how minor damages may appear, any personal property damage or personal injury to either party requires a report of the accident to authorities (§42-4-1606. Duty to report accidents). This law differs from other states, where some accidents may not need to be reported if damages are minor or there are no injuries.
It is up to the police to decide whether they will conduct a formal investigation of the accident, but they still create a report of the crash to have on file. This documentation is important because not all vehicle damage is noticeable immediately, just like some injuries. Having supporting documents could provide enormous help in establishing fault and seeking compensation to pay for any damages.
When you call 911 to request a police respondent to your accident, they will arrive and perform the following procedures:
The police will investigate the entire scene, including damages to personal property and bodily injuries. They will also place a generalized estimated value for the costs to repair the damage of all vehicles involved in the incident.
The police will find witnesses, talk to them, and document what they saw.
The police will search and find evidence to support the claims of witnesses and both parties of the car accident.
The police will provide official documents to both parties documenting what occurred.
If applicable, the police will assign a citation to a driver considered primarily responsible for the accident, or they may assign multiple citations between all parties involved.
Colorado became an at-fault state in 2003, meaning someone — or both parties — will be at fault in every incident. The at-fault party cannot seek insurance coverage for damages if they are found to be more than 50% at-fault for their own collision.
As a result, it is important to call the police as soon as possible, document the incident, and exchange insurance information. The police reports will determine who is at fault in an accident. So even if the opposite party expresses a desire to handle the case without police involvement, always call the police.
Distracted Drivers Are Causing Accidents (And Trying to Avoid Consequences)
Today, drivers are easily distracted by cellphones, passengers, eating or drinking, and daydreaming during a long commute.
Distracted driving is considered to be anything from talking on a cell phone or texting, to zoning out when they are driving long commutes. It is a growing problem as distracted drivers ignore their surroundings, even if they did not mean to, and put others at risk of an accident because of their negligence.
Many times, when someone does not wish to report an accident, or they make statements that conflict with your own experience of the accident, it is because they were distracted while the accident occurred. If you can recall evidence of them holding a mobile device or otherwise not looking at the road during or near the time of the accident, make sure to report this information to police.
Injuries Can Still Be Significant in a Fender Bender
According to the Colorado Department of Transportation, rear-ended accidents, T-bone accidents, and head-on collisions are the most common car crashes. Rear-end collisions account for over 100,000 incidents since 2010, and T-bone accidents account for the most fatalities passing 1,100 deaths since 2010.
On the other hand, a fender bender is considered a minor accident that causes minimal damage to personal property; usually accounting for $500 or less, and is the most common vehicular accident. Fender benders are usually caused by drivers who are backing up and not looking, negligence while driving in dangerous weather conditions, distracted driving, rear-end collisions while driving in slow-moving traffic, and generally following too closely on roadways.
Most drivers cannot properly determine the estimated cost of damages, so it is best to call the police as they are trained to do so. Even in minor cases like this, it is important to call the police to determine the cost of damages. While Fender benders do not often account for deaths and they are small incidents, they can cost between $3,000 to $4,000 depending on the circumstances in repairs and fees. Additionally, this number does not include the medical costs of treating any bodily injury that either party may have sustained because of the accident.
Plus, since fender benders are considered minor accidents, people often forget that they can cause serious physical injuries to either party. These injuries can encompass internal bleeding, soft tissue damage, concussions, whiplash, cuts and lacerations, and other minor injuries. Sometimes, these injuries will not appear for weeks, or even months, after the accident occurs.
Adrenaline Can Dull Pain for Hidden Injuries
After being involved in a car accident, injuries may not be immediately apparent due to the presence of the adrenaline hormone. Adrenaline is a natural reaction when someone is in a stressful situation and triggers flight or fight responses. Consequently, it is common to encounter increased adrenaline immediately after a car accident. In fact, many serious injuries do not appear for weeks or even months after the accident.
Because of the risk of hidden injuries, it is important that you do not refuse the service if medical care is offered at the scene of the accident. Adrenaline makes it difficult to feel injuries, but a medical professional can identify any injuries and determine if you may need medical treatment.
Common Hidden Injuries From “Minor” Accidents
Some injuries may not appear until after an accident, including:
Head injuries — These kinds of injuries can be caused by a multitude of things, from flying glass, displaced objects inside the vehicle, and even the force that thrusts you forward. While most of these injuries are minor, a few can be very dangerous, like Traumatic Brain Injuries (TBIs) or concussions. Worst of all, the symptoms are commonly not present at the scene.
Neck injuries (Whiplash) — While whiplash is the most common injury after a car accident, it is not necessarily present at the time of the incident. Unfortunately, whiplash can come days and even weeks after the accident occurs, and its symptoms can include limited mobility, pain, headaches, loss of appetite, blurred vision, and loss of flexibility.
Abdominal pain — Internal bleeding or damage to internal organs, like the spleen, can cause abdominal pain after an accident. Symptoms can appear weeks after the accident occurs. If you feel any abdominal pain after an accident, you must seek medical attention as soon as possible.
Back Injuries — Spinal cord injuries are among the most dangerous injuries involved in car accidents. This kind of injury can lead to fractures, paralysis, and various other medical complications. Victims can find themselves battling chronic pain, herniated discs, nerve damage, neuropathy and other conditions. The pain can present itself up to months after the accident occurs.
If you find yourself dealing with chronic pain, stiffness, limited mobility, or any other medical conditions that were caused by the accident that you were part in, it is important to seek immediate medical attention and call a Denver car accident attorney. In cases where the other driver was at fault and you were injured, you may be eligible for compensation. An attorney can review your case, help you assemble evidence, and seek to establish that your damages were the fault of another person’s carelessness. Your medical expenses should not come out of your own pocket because of someone else’s negligence.
You Called the Police — Now Call the Olson Law Firm
No one wants to be held liable for a wreck. Most people will try to get out of being accountable for all damages they caused to property and people. But, when parties get the police involved, it helps get the facts straight and document what happened.
An official police report is one of the best ways to advocate for your own justice, along with obtaining the support of an experienced car accident attorney in Denver. At the Olson Law Firm, we take pride in handling car accident cases daily and have proven results. As a result, we can help you get the compensation you deserve.
When you work with the attorneys at Olson Law Firm, our skilled legal team can leverage their years of experience handling complex car accident claims. We know how to investigate accidents, review evidence, and build strong legal cases to defend our clients. As a result, we have helped many car accident victims get full financial compensation for their losses.
Car accidents are terrifying and can be hard to navigate, but you can have help on your side. Reach out to our Denver car accident legal team for a free, no-obligation consultation to discuss your case and options for pursuing compensation. Call (303) 586-7297 or contact our law firm online today if you have been injured in a car accident in Denver. We are happy to review your claim and explain your legal options to you at our local Denver office.
Whether going to work or on vacation with our family, we drive almost every day. But in a world full of distractions, it takes one careless moment to cause a serious accident. In cases where it is determined that you were at fault, whether partly or entirely, Olson Law Firm is here to help you.
After an accident, it can be really confusing to determine who is at fault, even in an accident that is considered a fender bender. When multiple parties contribute to an accident, there is always the possibility that you may be deemed only partially at fault. Subsequently, drivers should never claim or assume liability in the event of an accident, even if there is pressure to do so. Always look to the assistance and experience of a proven Denver car accident attorney team.
You have legal rights even if the accident was determined to be partly your fault. At Olson Law Firm, our car accident lawyers have decades of combined experience fighting and finding justice to get you the compensation you deserve in Denver. Call us at (303) 586-7297 or contact us online today for a free, no-obligation consultation over the phone or in person at our local office.
How Olson Law Firm Can Help
According to the Colorado Department of Transportation, rear-ended accidents, T-bone accidents, and head-on collisions are the most common car crashes. Rear-end collisions account for over 100,000 incidents since 2010, and T-bone accidents account for the most fatalities passing 1,100 deaths since 2010.
In Denver alone, there were 502 serious injuries reported due to a car-related accident, with over 40% of those accidents caused by speeding.
Colorado became an at-fault state in 2003, which means that someone will be at fault in every incident. The at-fault party cannot seek liability insurance coverage for damages inflicted by their negligence. This is why it is crucial to call the police as soon as possible and document the incident. The police reports will provide a vital component in determining who is at fault in an accident.
When you reach out to a Denver car accident lawyer at the Olson Law Firm, we will review your case’s available details and relevant evidence during a free initial consultation. We will also consult with medical providers, law enforcement, and other experts to determine how much compensation you may be entitled to.
A car accident settlement in Denver may include economic and noneconomic damages, such as:
Any incurred past and future medical bills
Past and future rehabilitation costs
Lost wages due to injury and time off work
Property damage to your vehicle and other items
Permanent disfigurement or disability that was caused by the accident
Pain and suffering and mental anguish
Contributory Negligence Vs. Comparative Negligence
The state you live in determines how much compensation you will be eligible for.
Some states use a contributory negligence system, which completely bars any personal injury victim from seeking compensation when they have contributed in any way to the cause of their own accident.
States that use a comparative negligence system will still allow a victim to recover compensation for their injuries, albeit reduced by the proportion of fault they contributed. The plaintiff will be able to recover compensation depending on the degree of negligence of each party.
An example would be if a pedestrian walked into traffic while using their phone and was hit by a speeding driver. The jury may find that the fault was 50/50, and each party can only recover as much because of that. Additionally, this means both parties would also pay for the percentage of the damages caused to one another while still being able to recover damages for their own injuries.
Examples of Contributed Fault
Some examples of driving behaviors that can result in a finding of partial negligence include:
Speeding past the posted speed limit
Following the car in front of you too closely or tailing (rear-ending another car)
Running a red light
Failing to stop completely at a stop sign or “rolling” through a stop
Failing to yield or merge safely into traffic when other traffic is coming from the opposite direction
Changing lanes unsafely (not using blinkers or not looking before changing lanes).
Allowing yourself to become distracted while driving in any way, including texting, scrolling through the phone, and having personal conversations
Driving while under the influence of alcohol or drugs (D.U.I.)
Driving on the wrong side of the road or pedestrian sidewalksFailure to maintain your vehicle properly (hydroplaning on a wet road with bald tires)
Any driver that finds themselves in an accident for any of the above is likely partly or fully to blame. When you are at fault, your liability insurance policy will cover the damages for the other party (decided by insurance and state rules). Additionally, you may see a hike in your insurance premiums because of the accident when you are at fault.
How Is Fault Determined?
Evidence is gathered at the accident scene and through any other available means to determine who is at fault for an accident. When the police officers arrive at the scene, they will analyze the situation and determine what happened. Parties involved are encouraged to take pictures of damage and injuries and record statements from anyone who may have witnessed the accident. Any additional photos might provide important information that can be used in court.
If you find a witness, make sure to take their name and contact information. The police officer may want to interview these witnesses to see if there are additional details they may have missed or should look at again.
Police investigators may take the time to forensically reconstruct an accident that resulted in major damages or a death. They will call in professional reconstruction experts, who use physical evidence left at the scene alongside their knowledge of physics and other disciplines to determine the accident’s cause. These investigations are especially useful in situations where someone involved in the accident made a false or inaccurate statement.
Fault can also be investigated independently through a Denver car accident lawyer team. The attorneys will consult with reconstruction experts and other professionals, gathering evidence that shows how and why the accident occurred.
Ultimately, though, fault is only legally concluded when a case advances to court and a jury finds fault to lie with one or more parties. In most cases, a car accident claim is settled out of court. However, the likely degree to which a driver is at fault will significantly influence an insurance company’s willingness to settle. Building a strong case helps at all phases of the claims process, regardless of whether or not a case goes to trial.
Colorado is a Modified Comparative Negligence State
Under Colorado Law (C.R.S. § 13-21-111), the jury determines the at-fault party’s final determination of liability, the fault of the injured party, and the percentage of fault for both. Usually, in the police report, likely fault is documented with all of the relevant information tied to the accident.
All drivers are expected to act in a reasonably safe manner while driving. If the plaintiff and the defendant are both found to have disregarded their duty, the jury would decide each party’s negligence by a percentage depending on the accident.
If either party is found to exceed 50% fault, they will lose the right to receive compensation from the opposing party’s insurance.
Minimum Liability Car Insurance in Colorado
In Colorado, each motor vehicle operator is required to have proof of insurance. The required minimum amounts of liability car insurance coverage in Colorado are:
$25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle.
$50,000 for total bodily injury or death liability in an accident caused by the driver of the insured vehicle.
$15,000 for property damage per accident caused by the insured vehicle’s driver.
While these are the bare minimums, this does not mean that it covers all bases in the event of an accident. Consequently, it is highly advisable for drivers to increase their coverage above the minimum. They may also wish to add additional coverage types, like Uninsured Motorist/ Underinsured Motorist Insurance coverage (UM/UIM). This policy covers those injured in an accident even when the at-fault party has no insurance or lacks enough coverage to pay for the full extent of damages.
Insurance Companies Conduct Their Own Investigations (So You Should, Too)
Colorado insurance companies play a large role in determining liability for car accidents. After an accident is claimed, the insurance company will send an experienced adjuster using factors like physical evidence and telemetric reconstruction to determine the party at fault and assess damages. The percentage of estimated fault documented by the representative determines how much the insurer will be willing to pay.
In addition, insurance adjusters may request the following information to help them make a conclusion about who’s at fault:
Requesting a copy of the police report.
Talking with witnesses who may have more details of the accident and what happened.
Analyzing the time of day in correlation with traffic.
Observing the weather conditions
Inspecting the vehicle damage
Collecting medical reports for any injuries sustained
Insurance company operatives have a strong incentive to reduce the financial liability of their policyholder. They may, therefore, attempt to prove comparative fault on the part of the claimant using the above forms of evidence. Injury victims should be cautious about speaking openly to a representative. Decline to make a recorded statement, and refer to the advice of an experienced car accident lawyer in Denver for help with negotiating your claim while protecting your own legal rights.
Questions About Our State Laws? Contact Olson Law Firm Today
If you were injured in a car crash where it is determined that you were entirely or partly at fault, it is in your interests to immediately consult with an experienced Denver car accident lawyer.
Working with insurance companies can be tricky and stressful while trying to heal emotionally and physically from a wreck. Your ability to receive fair compensation for your damages relies on compiling a strong case. It would be best if you did not have to pay for the negligent actions of another driver when you were not the only party who caused the accident.
When you work with the attorneys at Olson Law Firm, our skilled legal team is experts in handling complex car accident claims. We know how to investigate accidents, review evidence, and build strong legal cases. As a result, we have helped many injured victims get financial compensation for their losses.
Schedule a free, confidential, no-risk consultation with an experienced Denver attorney when you call (303) 586-7297 or contact us online. We can provide guidance, even if it was alleged that the collision may have been partly your fault. We would be happy to take some time to review your claim and explain your legal options to you at our local Denver office.
A Word from Sean on Car Accident Case Value
How much your car accident is worth is dependent upon a number of things. First, were you injured and how serious were your injuries. What kind of medical attention did you have to receive as a result of those injuries? Second, was there another party at fault for causing your car accident causing your injuries? Third, if there is someone who’s responsible for causing your car accident, causing your injuries do they have insurance? Or do they have assets enough to pay for the medical care and the injuries that you’ve suffered?
If you’ve been in a car accident, it’s important to contact an experienced car accident attorney who knows how to determine what your car accident is, in fact, worth because you may be entitled to compensation for the injuries you’ve suffered. At the Olson Law Firm, LLC, we’re experienced in dealing with car accidents and dealing with the insurance companies that you likely have to talk to in order to receive that compensation. We’re always happy to take some time to talk to you about your case and to see if we can help.
It is a devastating reality, but as we become more distracted and in a hurry to reach our destination faster, we become more negligent to others on the roads. This negligence can result in serious injuries and even worse fatalities. According to the latest Colorado statistics, 2021 reached one of the highest fatal car accident death in almost 20 years. And from evidence gathered so far for 2022, it appears that this will be another devastating year.
A Note From Sean Olson:
What to do If Your Loved One Suffered a Fatal Car Accident Injury
Learning that your loved one suffered a fatal injury due to someone else’s negligence is one of the worst experiences to grieve. On top of that, it is even worse when you have to relive the moment afterward for insurance companies and other parties during a wrongful death claim.
In Colorado, the Statute of Limitations to file for a wrongful death claim is two years. Although it is not the first thing you may think of, seeking legal representation quickly after the accident results in the best circumstances. This is because it will give our lawyers more time to build a case for your loved one. Unsure if the fatal accident was a wrongful death? If your loved one suffered fatal injuries, it most likely resulted from another driver’s negligence.
Common Causes of Fatal Car Accident Injuries:
Distracted driving: texting, talking on a cellphone, changing music/podcast, eating or drinking
Driving under the influence
Do not let someone’s else poor decision result in your loved one and you receiving the honor and compensation that will be needed for the years to come.
Don’t Fight This Alone, Call Our Experienced Lawyers Today!
Here at Olson Law Firm, LLC, not only will we fight for your loved one but honor their memory. Let us handle all the legal matters so you can be with loved ones, where you belong. Our goal here is to support you during this hard time and create a case to help you receive maximum compensation. Contact us today for a free consultation with no obligations.