Ridesharing services like Uber have made getting around Denver and the rest of Colorado more convenient than ever. With just a few taps on an app, passengers can book a ride in seconds. But as Uber’s popularity has grown, so have the number of accidents involving its drivers.
If you’ve been injured in an Uber accident—whether as a passenger, another driver, or even a pedestrian—you may be wondering how to file a claim and who is responsible for covering your losses. Understanding Uber’s insurance policies and the legal process for seeking compensation can be complex. Our attorneys can help you and walk you through the steps to file an Uber accident claim and help you determine what to do next. Contact us at (800) 800-9889 to see how we can help.
Identify Who is to Blame
Colorado is an at-fault state, meaning that the driver who is responsible for an accident must pay compensation to victims. These rules apply even if you were involved in an Uber car accident.
There are several scenarios our clients find themselves in:
- You are a passenger in an Uber, and the Uber driver is to blame for the crash. For example, the driver might have backed up without checking his mirrors or have been tailgating another vehicle.
- You are a passenger in an Uber, and another driver is to blame for the crash. Someone else on the road could have struck your Uber, injuring you.
- You are a motorist who is struck by an Uber driver. The Uber driver is to blame.
Our experienced attorneys can help you identify the driver at fault in a rideshare accident, and can walk you through your legal options.
File a Claim with Uber if their Driver is to Blame
As an Uber car accident passenger, you will contact Uber’s insurer when their driver is at fault. Uber has a sizeable insurance policy, which should cover all of your expenses. You will submit medical bills, wage information, and other documents as requested. Get the insurance information from your Uber driver soon after the crash. Uber drivers have a policy which provides up to $1 million in insurance coverage.
If you weren’t a passenger but still were struck by Uber, you will also contact Uber to file a claim. The amount of insurance available will vary, however. If the driver was not on their way to pick up a ride, then coverage is available for the following:
- $50,000 per person
- $100,000 per accident
- $25,000 property damage
Once an Uber driver accepts a ride or has a passenger in their vehicle, then at least $1 million is available in insurance coverage.
Recovering after a car crash can be challenging, especially when dealing with injuries and insurance claims. Our experienced car accident attorneys are here to take the burden off your shoulders and fight for your rights, so you can focus on healing.
File a Claim with Another Driver’s Insurer When Another Driver is to Blame
You might be a passenger in an Uber, but someone else struck the vehicle. In this case, you will submit a claim to that driver’s insurer. You don’t submit to Uber unless their driver somehow contributed to the crash.
Unfortunately, Colorado does not expect motorists to have much insurance. The minimum policy limits are:
- $25,000 bodily injury liability
- $50,000 per accident bodily injury liability
- $15,000 in property damage
This is quite a bit less than what Uber has for coverage, so your full injuries might not be covered. However, Uber does carry $1 million in underinsured/uninsured motorist coverage. So if you suffered $100,000 in medical bills, Uber should have you covered.
Experienced Uber Accident Attorneys
Olson Personal Injury Lawyers is here to help if you have been involved in an accident. Please contact us to schedule a free initial consultation with our Denver car accident lawyers. We have years of experience and know how to obtain favorable settlements for our clients.
