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Whether you should settle with the other driver’s insurance company after a car accident is a bit of a complicated question to answer. First and foremost, it’s going to depend upon the extent of your damages.
Were you injured? How much medical care did you need? How much medical care are you going to need in the future? And secondly, how badly were you harmed? How badly were you injured? Are these going to be lifelong injuries or these injuries that are going to resolve in a couple of months?
Those are the questions you need to answer first before determining whether you should settle with the other driver’s insurance company. After you’ve answered those questions, you’ll have a better idea of what your case might be worth and how much justice is going to cost. Insurance companies make money by hanging on to their money. That is no secret and as a result, insurance adjusters will almost always try to lowball and offer you to settle your case and make you go away.
It’s what they do, it’s how they make money and that’s why it’s important if you’ve been in a car accident, take the time to at least talk with an experienced personal injury lawyer to determine if the offer that you’re being given is even in the ballpark of being reasonable or whether you should be asking for more.