New Mexico Car Accident Lawyer

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Auto wrecks often result in high stress as victims deal with injuries and navigate the insurance claims process. If you or your loved one has been injured in a collision, you deserve fair compensation for your damages and suffering.

Our skilled New Mexico car accident lawyers can assist you in filing a claim. We focus on securing a financial recovery that fully reflects your losses. Call Olson Personal Injury Lawyers today at (505) 391-8978 to schedule a free consultation with no upfront fees.

Why Choose Us for Your Car Accident Injury Case in New Mexico?

Our seasoned legal team has extensive experience handling auto collision cases across the state of New Mexico, with a focus on Albuquerque. Our track record of success and personalized client care reflects our commitment to justice. We are aggressive advocates who will fight back against insurers and their crafty tactics.

Our Case Results

We have successfully secured millions for car accident victims throughout the state.

Our Client Testimonials

Our past clients have shared how our team supported them and won results.

“Olson Personal Injury Lawyers went above and beyond for me. They took care of everything and made sure I didn’t have to worry about anything. Their professionalism and dedication were unmatched. I’m so grateful for their help.” – Oscar Baez

“Olson Personal Injury Lawyers are absolutely amazing! They guided me through every step of my case and made sure I understood everything along the way. The team is professional, responsive, and truly cares about their clients. Highly recommend!” – Terrence McGaughy

“Olson Personal Injury delivered outstanding service in my personal injury claim. Their dedication and commitment to my case resulted in a very satisfactory outcome. I highly recommend this firm without reservations. Mary-Anne was a timely and effective communicator, which gave me confidence regarding my case process.” – Jason Renner

What Types of Car Accident Cases Do We Handle in New Mexico?

At Olson Personal Injury Lawyers, we have taken on a variety of complex car accident cases in New Mexico, including the following:

  • Rear-end collisions
  • Head-on crashes
  • Multi-vehicle accidents
  • Hit-and-runs
  • DUI-related accidents
  • Distracted driving wrecks
  • Sideswipes
  • T-bones
  • Single vehicle crashes

Our compassionate legal team has experience handling both minor accidents and catastrophic injury cases. Call our law office today to learn more.

Understanding Car Accident Compensation in New Mexico

Car crash victims in New Mexico can seek several forms of compensation for their damages. These typically include both economic and non-economic damages. Economic damages compensate you for the calculable losses from an accident, such as:

  • Past and future medical bills
  • Lost wages
  • Property damage
  • Out-of-pocket expenses

Non-economic damages are more subjective and cover the intangible losses from a personal injury, including:

  • Pain and suffering
  • Emotional trauma
  • Loss of consortium
  • Reduced quality of life

Compensation varies widely depending on the severity of injuries and insurance coverage. Our attorneys will fight for maximum recovery in your case, no matter how much insurers push back.

New Mexico Car Accident Laws and Insurance Requirements

New Mexico operates under an at-fault system for personal injury cases. This means the driver who caused the accident is responsible for the resulting damages—more specifically, their insurance will cover the victim’s losses. Because of this, all drivers must abide by the state’s minimum insurance requirements, which are:

  • $25,000 bodily injury or death per person
  • $50,000 bodily injury or death per accident, for two or more people
  • $10,000 property damage liability per accident

The way this system functions makes it essential to build a compelling claim against the defendant to prove fault. Partnering with an experienced New Mexico lawyer helps you navigate the car accident claims process and negotiate with insurers.

How Long Do You Have To File a Car Accident Claim in New Mexico?

Insurance policies often require prompt reporting of accidents before a lawsuit is filed. In New Mexico, the Insurance Code, known as the Unfair Claims Practices Act, mandates that insurers respond reasonably quickly in acknowledging and investigating claims, and they must settle claims when liability is clear.

For catastrophic claims, there is a specific requirement in New Mexico law that some must be settled within 90 days of reporting. However, the law does not generally set a fixed deadline for all types of insurance claims; instead, deadlines are often specified in your policy or implied by the principle of reasonable promptness. Overall, we encourage you to act within days of the incident to protect your rights and preserve evidence.

What Is the Statute of Limitations for Car Injury Claims in New Mexico?

The statute of limitations for car accident claims in New Mexico varies depending on the purpose of filing. For personal injury claims, including bodily harm and pain and suffering, you have three years from the date of the accident to file. However, for property damage claims, you have four years from the date of the incident.

If a car crash results in a loved one passing away, the surviving family has three years from the date of death to file a wrongful death claim, rather than from the date of the accident. Lastly, in cases involving state or governmental entities, you must provide a notice of claim within 90 days of sustaining the injury. Additionally, a lawsuit must be filed within two years of the incident. 

Missing any of these deadlines can result in your case being dismissed. Contact our law office today for guidance on your claim and applicable filing timeframes.

New Mexico Car Accidents Frequently Asked Questions

How Much Does a Car Accident Lawyer Cost in New Mexico?

The cost of an attorney will depend on how they operate. At Olson Personal Injury Lawyers, we offer complimentary consultations and work on a contingency fee basis, meaning you never pay unless we successfully resolve your case. Even then, we will only take a percentage of the winning compensation.

What Should I Do Immediately After a Car Accident in NM?

In the immediate aftermath of a car crash, it is essential to seek medical help for any injuries. Call the police to report any bodily harm or property damage and begin documenting evidence, such as photos and videos of the scene. We always recommend contacting an attorney before speaking with insurers to ensure you receive sound advice and do not accidentally admit to any fault.

What To Expect During Your Free Consultation With Us?

During an initial case review, our well-versed attorneys will review the accident details, explain your legal options, and answer any questions you may have at no cost to you. Our goal during this session is to make you feel comfortable, informed, and supported.

Can I Still File a Claim if I Was Partially at Fault for the Accident?

Yes, you can still file a claim in New Mexico even if you were partially at fault. Under the state’s pure comparative negligence rule, your compensation is reduced by your percentage of fault, but you may still recover damages regardless of how high your share of fault is.

Do I Need a Lawyer for a Minor Car Accident?

Even minor accidents can lead to hidden injuries or disputes with insurance companies, and consulting an attorney can help protect your rights. They can also guide you through deadlines, paperwork, and negotiations to maximize your recovery.

Common Causes of Car Accidents in New Mexico

Several different factors can contribute to a car crash. The most common cause is driver negligence, such as:

  • Distracted driving, like texting, eating, and talking on the phone
  • Speeding and reckless maneuvers
  • Impaired driving
  • Fatigue

However, driver negligence is not the only reason collisions occur. Poor road and weather conditions can also lead to increased risks on the road and a higher likelihood of a wreck. Identifying the cause is key to proving fault and building a strong claim.

Contact a New Mexico Car Accident Lawyer Today

If you have been injured in a crash, do not wait to reach out for a free case review. Olson Personal Injury Lawyers handles the legal process, allowing clients to focus on their recovery.

We are committed to pursuing justice and fighting back against insurers. Call (505) 391-8978 or fill out our online form to speak with a New Mexico car accident lawyer today.

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